Terms of Use Agreement
Welcome to My29Minutes.com (the "Web Site") operated by The Mortgage Relief House Publishers, LLC., a Nevada Limited Liability Company ("My29Minutes.com"). Please read the following terms and conditions carefully before using the Web Site.
Here is what you will find in this agreement:
- Acceptance of Terms Through Use
- Privacy Policy
- Scope
- Reservation of Rights
- Severability and Integration
- Changes to Terms of Use
- Changes to the Web Site
- Termination
- Credit Report Card
- Your Proper Usage of the Web Site
- Products / Third-Party Service Providers
- Our Rights to Communicate with You
- Authorized Use of Web Site Information
- Personal and Non Commercial Use Limitation
- Product Guarantee
- Further Disclaimer
- Limitation of Liability
- Availability of Products and Services
- Policy on Linking to the My29Minutes.com Web Site
- Submissions, Feedback, and Confidentiality
- Claims of Copyright Infringement
- Intellectual Property Notices
- Governing Law and Jurisdiction
- General
Acceptance of Terms Through Use
My29Minutes.com makes information, products, and services available on the Web Site, subject to the following terms and conditions of use (the "Terms of Use"). These Terms of Use also apply to any updates, enhancements, new features, and new web properties. By using this Web Site, you represent to My29Minutes.com that you have read, understood, and agreed to all terms, conditions, and notices contained or referenced in these Terms of Use, and agree to follow all applicable laws and regulations. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS WEB SITE.
Privacy Policy
Your privacy is important to us. You can learn more about the information collected about you in our Privacy Policy , which is incorporated fully into these Terms of Use.
Scope
These Terms of Use apply to the Web Site, and are in addition to the specific terms and conditions associated with the products and services on this Web Site. If these Terms of Use are not consistent with the specific terms that apply to the information, products, or services offered on the Web Site, then the specific terms that apply to that information, those products, or those services will apply.
Reservation of Rights
Any rights not expressly granted in these Terms of Use are reserved by My29Minutes.com, and My29Minutes.com reserves the right to seek all remedies available by law and in equity for any violation of these Terms of Use.
Severability and Integration
Unless otherwise specified in these Terms of Use, this agreement constitutes the entire agreement between you and My29Minutes.com with respect to the Web Site and supersedes all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and My29Minutes.com with respect to the Web Site. If any part of these Terms of Use is held invalid or unenforceable, that portion will be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions will remain in full force and effect.
Changes to Terms of Use
My29Minutes.com reserves the right to update or revise any part of these Terms of Use and the information, products, services, prices, and programs offered or mentioned on the Web Site at any time, without notice. Any changes will be effective immediately upon notice, which we may provide by posting on the Web Site or by other electronic or conventional means. Your continued use of the Web Site after we give such notice constitutes your acceptance of those changes.
Changes to the Web Site
My29Minutes.com may periodically make changes to the Web Site at any time, without notice. My29Minutes.com and third party providers may make improvements and/or changes to the products and services described on the Web Site at any time, without notice.
Termination
My29Minutes.com reserves the right, in its sole discretion, to terminate your access to any part of the Web Site, with or without notice.
Your Proper Usage of the Web Site
Everyone is welcome to visit and browse the Web Site. However, if you are purchasing
our products, you must be an adult resident of the
By using or visiting this Web Site, you agree that you will not insert false, fraudulent, indecent, or obscene information into applications or informational forms and that your usage will comply with all applicable state and federal laws.
To ensure that My29Minutes.com provides a high-quality experience for you and other users of the Web Site, you acknowledge and agree that My29Minutes.com or its representatives may investigate complaints, allegations of abuse, infringement of third-party rights, or other unauthorized uses of this Web Site. My29Minutes.com will not disclose such an investigation unless required to do so by law. My29Minutes.com will cooperate fully with any law enforcement agencies in their investigation of the violation of any applicable laws.
If you violate any provision of this section of the Terms of Use, My29Minutes.com may terminate your access to the Web Site without notice, and you will have indemnity obligations to My29Minutes.com and other third parties entitled to indemnification as a result of your violation of these Terms.
Products / Third-Party Service Providers
My29Minutes.com provides you with access to third party service providers ("Provider") solely for your convenience. Some of these Provider sites may be co-branded (i.e., bear the name and/or logo of both the Provider and My29Minutes.com). The provision of access to a Provider does not signify an endorsement by My29Minutes.com of the Provider's web site or the services offered by that Provider. My29Minutes.com has no control over, does not review, and cannot be responsible for Provider web sites or the content on those sites. Your use of a Provider web site, or services will be subject to the Provider's terms of use and Provider’s privacy policy. If you decide to use the services of a Provider, or if you decide to purchase a product from a Provider, any transaction between you and that Provider (including any agreement governing such a transaction) will be strictly between you and the Provider. My29Minutes.com has no control over the Provider's obligations to you, and makes no representations or warranties with respect to the Provider's performance. It is your responsibility to take precautions to ensure that Provider web sites are free of viruses or other items of a destructive nature. YOU AGREE THAT MY29MINUTES.COM WILL NOT BE RESPONSIBLE OR LIABLE FOR LOSS OR DAMAGE YOU MAY INCUR AS THE RESULT OF A TRANSACTION YOU ENTER INTO WITH A PROVIDER.
Our Rights to Communicate with You
BY APPLYING FOR A PRODUCT OR SERVICE THROUGH THE WEB SITE, EVEN IF YOU ARE LISTED IN ANY "DO NOT CALL" REGISTRY, YOU AGREE THAT MY29MINUTES.COM AND THE RELEVANT PROVIDER MAY CONTACT YOU BY TELEPHONE OR ELECTRONIC MAIL ABOUT YOUR APPLICATION, THE STATUS OF YOUR APPLICATION, ALTERNATIVES AVAILABLE TO YOU IN THE EVENT YOUR APPLICATION IS REJECTED, AND OTHER PRODUCTS OR SERVICES OFFERED BY OR THROUGH MY29MINUTES.COM AND THE PROVIDERS.
Authorized Use of Web Site Information
Except as may be otherwise indicated on the Web Site, My29Minutes.com hereby grants you a fully revocable, non-exclusive license to view and print documents or information on the Web Site, subject to the following terms and conditions:
1. The document or information may be used (by you or any third party to whom you distribute it) solely for informational, personal, and non commercial purposes.
2. You may not charge any fee for distribution of any information to any third party.
3. The document or information may not be modified in any way.
4. All copyright or other proprietary notices that appear on the web page(s) from which you take the document or information, including from these Terms of Use, must appear on any copy of the document or portion that you make or distribute.
5. My29Minutes.com reserves the right to revoke this license at any time. You agree that you and any person to whom you distribute the document or information will immediately discontinue any use of the document or information upon notice of revocation.
The license does not include the layout or design of the Web Site. Elements
of the Web Site are protected by copyright, trade dress, or other laws and may
not be imitated or reproduced in whole or in part.
The license does not include logos, graphics, sounds, or images on the Web
Site, which may be reproduced or distributed on a case-by-case basis only with
My29Minutes.com’s express written permission.
Personal and Non Commercial Use Limitation
This Web Site is made available only for your personal, non commercial use. Except as specified in the preceding section entitled Authorized Use of Web Site Information, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or re-sell information, software, products, or services that you obtain from the Web Site, except with My29Minutes.com’s express written permission. You may not use the Web Site to sell a product or service or to increase traffic to a web site for commercial reasons, except by prior written agreement with My29Minutes.com. You may not take elements of the Web Site and reformat or display them, or mirror them on a web site, except with prior written agreement with My29Minutes.com.
If you want to make commercial use of the Web Site, you must enter into an agreement with My29Minutes.com. Please contact us at info@My29Minutes.com for more information.
Product Guarantee
If
you should purchase the 29 Minutes to Current Program from this website
and find that there was no value in the purchase resembling a satisfactory
experience, you may return the item in resalable condition for a refund less
shipping cost endured in document delivery to the mortgage company or mortgage servicer,
less a 17% restocking fee as long as the following are true:
1) You
followed instructions in the package,
2) You
shipped truthful documents to the proper address at your mortgage company in
provided overnight envelope,
3) You
communicated willingly with your mortgage company after their receipt of your
documents,
4) You
completed additional documents and/or provided additional information if requested
by your mortgage company,
5) Allowed
ample time (60 to 120 days) to pass after shipping your documents, for the
process to produce a satisfactory result.
Disclaimer of Warranties
THE MATERIALS, INFORMATION, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WEB SITE, INCLUDING THE IMAGES, TEXT, DATABASES, SOFTWARE, CODE, SOUND, PHOTOS, CUSTOM GRAPHICS, BUTTON ICONS, THE COLLECTION, COMPILATION, ASSEMBLY, AND THE OVERALL LOOK AND DISTINCTIVENESS OF THE WEB SITE (ALL OF WHICH CONSTITUTES THE "CONTENT") ARE PROVIDED "AS IS" AND "AS AVAILABLE." MY29MINUTES.COM DISCLAIMS ALL EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, GUARANTIES, AND CONDITIONS, INCLUDING IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. NEITHER MY29MINUTES.COM NOR ITS LICENSORS MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTIES AS TO THE QUALITY, RELIABILITY, SUITABILITY, TRUTH, ACCURACY, OR COMPLETENESS OF THE WEB SITE CONTENT. MY29MINUTES.COM DISCLAIMS ANY REPRESENTATION OR WARRANTY THAT THE WEB SITE ITSELF OR ANY PRODUCT OR SERVICE OFFERED THROUGH THE WEBSITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR FROM ANY PARTICULAR LOCATION OR THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED EXCEPT FOR THOSE EXPRESSLY MENTIONED IN THE PARAGRAPH ABOVE. THE WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. YOUR USE OF THE WEB SITE IS SOLELY AT YOUR RISK.
Some states or other jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. You also may have other rights, which may vary from state to state and jurisdiction to jurisdiction.
Further Disclaimer
ALTHOUGH MY29MINUTES.COM STRIVES TO PROVIDE INFORMATION THAT CONSUMERS MAY FIND HELPFUL, THIS INFORMATION SHOULD NOT BE CONSIDERED CREDIT OR LEGAL ADVICE. YOU SHOULD NOT USE THE GENERAL INFORMATION PROVIDED ON THE WEB SITE OR IN PRODUCTS PROVIDED AS A SUBSTITUTE FOR THE ADVICE OF A COMPETENT PROFESSIONAL.
Limitation of Liability
YOU UNDERSTAND AND AGREE THAT MY29MINUTES.COM WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES RESULTING FROM OR IN ANY WAY CONNECTED TO YOUR ACCESS TO, USE, INABILITY TO USE, OR RELIANCE ON THE MY29MINUTES.COM WEB SITE OR ANY PRODUCTS OR SERVICES OBTAINED THROUGH THE WEB SITE. FOR THOSE JURISDICTIONS THAT EITHER DO NOT ALLOW OR PLACE RESTRICTIONS UPON THE EXCLUSION OR LIMITATION OF DAMAGES IN CERTAIN TYPES OF AGREEMENTS, THIS LIMITATION SHALL BE CONSTRUED TO PERMIT THE MAXIMUM EXCLUSION OR LIMITATION PERMITTED BY APPLICABLE LAW.
Availability of Products and Services
The Web Site can be accessed from countries around the world and may contain references to My29Minutes.com services, programs, and products that have not been announced or are not available where you are located or reside. These references do not imply that My29Minutes.com currently offers or intends to offer such services, programs, or products in your state or country.
Policy on Linking to the My29Minutes.com Web Site
You are granted a limited, non exclusive right, which we may revoke at any time, to create a hypertext link to the My29Minutes.com Web Site found at www.My29Minutes.com . If you exercise this limited, non-exclusive right, however, you must agree to the following:
- You will not portray My29Minutes.com, its affiliates or Providers or their respective products and services in a false, misleading, offensive, derogatory, or otherwise defamatory manner.
- You will not misrepresent your relationship with My29Minutes.com or imply that My29Minutes.com sponsors, endorses, or is affiliated with any web site or products.
- You will not replicate, modify, or alter the appearance or content of this Web Site.
- You will not use, frame, or utilize framing techniques to enclose My29Minutes.com trademark, logo, or other proprietary information, the images found on the Web Site, the content of any text, or the layout and design of any page or form contained on a page on the Web Site without the express prior written consent of My29Minutes.com.
Furthermore, a site that links to the My29Minutes.com Web Site:
- Must not contain content that could be construed as obscene, libelous, defamatory, pornographic, or inappropriate for all ages;
- Must not contain materials that would violate any laws.
If you exercise this limited, non-exclusive right to create a hypertext link
to the My29Minutes.com Web Site, you agree that the link may be removed at any
time, upon My29Minutes.com's request, pursuant to My29Minutes.com's reserved
right to rescind its consent to allow the link.
Except as stated above, you are not granted the right or license, by
implication, estoppel, or otherwise, in a patent, trademark, copyright, or proprietary
right of My29Minutes.com or any third party, to (I) the Content of the Web Site
or (ii) any intellectual property or proprietary rights of My29Minutes.com.
Submissions, Feedback, and Confidentiality
All comments, feedback, information, and materials submitted to My29Minutes.com through the Web Site ("Submissions") will be considered the non-confidential property of My29Minutes.com. By providing a Submission to My29Minutes.com, you grant My29Minutes.com, at no charge, a royalty free, perpetual, irrevocable, non-exclusive, worldwide right and license (with the right to sublicense) to (a) use, reproduce, distribute, modify, create derivative works of, publicly display, and perform your Submission in any media; and (b) make, sell, offer for sale, import, and otherwise transfer your Submission. My29Minutes.com will be free to use and/or disseminate a Submission on an unrestricted basis for any purpose. You acknowledge that you are responsible for the Submissions that you provide, and that you, not My29Minutes.com, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality, and copyright.
Claims of Copyright Infringement
If you believe that your work has been copied and is accessible on the Web Site in a way that constitutes copyright infringement, notify My29Minutes.com in writing:
My29Minutes.com, Inc.
The Mortgage Relief House
Matthews, NC 28104
Any claim of copyright infringement should include sufficient information to enable us to evaluate your claim and to take appropriate action.
Intellectual Property Notices
All images, text, sound, photos, custom graphics, button icons, the
collection and compilation and assembly thereof, and the overall look and
distinctiveness of the Web Site constitute trade dress and the property of
My29Minutes.com. The trade dress of My29Minutes.com is protected by law and may
not be copied or imitated in whole or in part. Logos, graphics, sounds,
and images from the Web Site may NOT be copied or retransmitted unless expressly
permitted by My29Minutes.com. The My29Minutes.com logo, My29Minutes.com™, and
other My29Minutes.com products and services referenced in the Web Site are the
common law and registered trademarks of My29Minutes.com in the
You acknowledge and agree that the Content available on the Web Site is protected by copyrights, trademarks, service marks, patents, trade secrets, or other proprietary rights and laws. Except as expressly authorized by My29Minutes.com, either in these Terms of Use or otherwise, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from the Content. As noted in the section of these Terms of Use entitled Authorized Use of Web Site Information, you may print or download one copy of the Content on the Web Site on any single computer for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices. Systematic retrieval of data or other content from the Web Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from My29Minutes.com is prohibited. In addition, use of the Content for any purpose not expressly permitted in these Terms of Use is prohibited.
As noted above, reproduction, copying, or redistribution for commercial purposes of any materials or design elements on the Web Site is strictly prohibited without the express prior written permission of My29Minutes.com. Permission will be granted only when certain limited criteria are met. For information on requesting such permission, please contact info@My29Minutes.com .
Governing Law and Jurisdiction
You agree that all matters relating to your access to, or use of, the Web
Site, and all matters relating to these Terms of Use (collectively,
"Claims"), will be governed by the laws of the State of North
Carolina, which will apply in all respects, including statutes of limitation.
No choice of law rules of any jurisdiction will apply to nullify this choice of
My29Minutes.com makes no representation that information or materials on the
Web Site are appropriate or available for use in locations outside the
General
My29Minutes.com's failure to exercise or enforce any right or provision of these Terms of Use will not constitute a waiver of that right or provision. If any provision of these Terms of Use is found to be invalid by a court of competent jurisdiction, you and My29Minutes.com nevertheless agree that the court should endeavor to give effect to our mutual intentions as reflected in the provisions, and that the other provisions of the Terms of Use will remain in full force and effect. You agree that, regardless of any statute or law to the contrary, any Claims and any cause of action related to use of the Web Site, the Content, or these Terms of Use must be filed within one (1) year after the Claims or cause of action arose or they will be forever barred. The section titles in these Terms of Use are for convenience only and have no legal or contractual effect.
